The FXTM vs XM: Which Is Better?
A side-by-side look at regulation, trading conditions, and fees for FXTM and XM, pulled from the same data as their individual reviews.
Key Differences
- • XM has the lower minimum deposit: $5 vs $10 at FXTM.
- • XM is regulated by more authorities: CySEC, DFSA, FSCA, FSC, FSA vs FCA, CySEC, FSCA, FSC for FXTM.
Overview
Rating
5.4/10
5.4/10
Trustpilot
2.7/5 · 1,000+ reviews
2.7/5
WikiFX Score
Good / Active
Average / Active
Best For
Localized support & low entry barriers
Micro-accounts & Educational resources
Regulators
FCA, CySEC, FSCA, FSC
CySEC, DFSA, FSCA, FSC, FSA
Terms & Fees
Min Deposit
$10
$5
Max Leverage
1:2000
1:1000
Spreads From
0.0 Pips
0.8 Pips
Execution Model
STP / ECN (scaling depending on account tier selected)
Principal Market Maker (Dealing Desk elements)
Commission
Advantage Account: variable commission averaging $4 to $7 round trip per lot
$0 on Standard/Micro/Ultra-Low; commission applies only on specialized Zero accounts ($3.50 per side)
Swap / Islamic
Islamic accounts are actively supported and marketed
Islamic accounts available seamlessly for clients in Islamic jurisdictions
Platforms
MT4, MT5, FXTM App
MT4, MT5, XM App
Crypto Deposits
Yes
No
Pros
What's good
- + Localized customer support
- + Extensive educational webinars
- + Rich educational resources
- + Leverage stability during high-impact news
Cons
Watch out for
- – Proprietary withdrawal percentage fees
- – Limited range of financial instruments
- – Aggressively widened spreads during volatility
- – Punitive inactivity fees
- – Withdrawal delays with local processors