The AvaTrade vs XM: Which Is Better?
A side-by-side look at regulation, trading conditions, and fees for AvaTrade and XM, pulled from the same data as their individual reviews.
Key Differences
- • AvaTrade holds the higher overall rating: 9.4/10 vs 5.4/10 for XM.
- • XM has the lower minimum deposit: $5 vs $100 at AvaTrade.
- • AvaTrade is regulated by more authorities: CBI, ASIC, FSCA, FFAJ, FSRA, BVIFSC vs CySEC, DFSA, FSCA, FSC, FSA for XM.
- • Risk tier: AvaTrade is Tier B, XM is Tier C.
Overview
Rating
9.4/10
5.4/10
Trustpilot
4.7/5
2.7/5
WikiFX Score
Good / Active
Average / Active
Best For
Fixed-spread trading strategies
Micro-accounts & Educational resources
Regulators
CBI, ASIC, FSCA, FFAJ, FSRA, BVIFSC
CySEC, DFSA, FSCA, FSC, FSA
Terms & Fees
Min Deposit
$100
$5
Max Leverage
1:400
1:1000
Spreads From
0.9 Pips (Fixed)
0.8 Pips
Execution Model
Market Maker (Dealing Desk elements, Fixed Spreads)
Principal Market Maker (Dealing Desk elements)
Commission
Zero commission — costs are inherently baked into the spread
$0 on Standard/Micro/Ultra-Low; commission applies only on specialized Zero accounts ($3.50 per side)
Swap / Islamic
Islamic swap-free accounts readily available upon request
Islamic accounts available seamlessly for clients in Islamic jurisdictions
Platforms
MT4, MT5, AvaTradeGO, WebTrader, AvaOptions
MT4, MT5, XM App
Crypto Deposits
No
No
Pros
What's good
- + Predictable fixed spreads
- + Extensive copy-trading ecosystem (AvaSocial)
- + Rich educational resources
- + Leverage stability during high-impact news
Cons
Watch out for
- – Draconian inactivity fees
- – Fixed spreads widen during extreme volatility
- – Aggressively widened spreads during volatility
- – Punitive inactivity fees
- – Withdrawal delays with local processors