The ACY Securities vs XM: Which Is Better?
A side-by-side look at regulation, trading conditions, and fees for ACY Securities and XM, pulled from the same data as their individual reviews.
Key Differences
- • ACY Securities holds the higher overall rating: 8.8/10 vs 5.4/10 for XM.
- • XM has the lower minimum deposit: $5 vs $50 at ACY Securities.
- • XM is regulated by more authorities: CySEC, DFSA, FSCA, FSC, FSA vs ASIC, VFSC, FSCA for ACY Securities.
- • Risk tier: ACY Securities is Tier B, XM is Tier C.
Overview
Rating
8.8/10
5.4/10
Trustpilot
4.4/5 · ~700 reviews
2.7/5
WikiFX Score
Good / Warned
Average / Active
Best For
Capitalise.ai automation
Micro-accounts & Educational resources
Regulators
ASIC, VFSC, FSCA
CySEC, DFSA, FSCA, FSC, FSA
Terms & Fees
Min Deposit
$50
$5
Max Leverage
1:500
1:1000
Spreads From
0.0 Pips
0.8 Pips
Execution Model
ECN pricing, direct Tier-1 liquidity pools acting as counterparty
Principal Market Maker (Dealing Desk elements)
Commission
ProZero: $3.00 per side ($6.00 round trip); Bespoke: $2.50 per side ($5.00 round trip)
$0 on Standard/Micro/Ultra-Low; commission applies only on specialized Zero accounts ($3.50 per side)
Swap / Islamic
Markedly high overnight fees; Islamic accounts incur varying administration fees
Islamic accounts available seamlessly for clients in Islamic jurisdictions
Platforms
MT4, MT5, LogixTrader
MT4, MT5, XM App
Crypto Deposits
No
No
Pros
What's good
- + Integration with Capitalise.ai
- + Rapid execution speeds (~30 ms)
- + Rich educational resources
- + Leverage stability during high-impact news
Cons
Watch out for
- – Painstakingly slow withdrawal process
- – High overnight financing (swap) fees
- – Aggressively widened spreads during volatility
- – Punitive inactivity fees
- – Withdrawal delays with local processors